Travel Insurance Options
Why we recommend travel insurance
You are strongly advised to purchase travel insurance to cover certain risks inherent in travel such as supplier bankruptcy, group cancellation and the inability to travel due to a medical or personal emergency.
Coverage and rates may vary by state. Some policies include coverage for trip interruption or cancellation. The full coverage terms and details, including limitations and exclusions, will be contained in the insurance policy that you choose to purchase.
Travel Protection Plus
For peace of mind every time, add our supplier's trip protection to your booking.
From pre-departure benefits to post-departure protection, the Travel Protection Plus (TPP) helps ensure your vacation investment will be protected.
Cancel for Any Reason
No matter the cause, it's covered up to 2 days prior to scheduled departure. Get full cash or travel credit back, minus the plan cost depending on the plan you purchase.
Excellent Pre-Departure Coverage
If a hurricane disrupts your plans, or if you need to make a change to your reservation, you're protected.
Choice of Plans
A selection of two plans with simple refund options, future travel credit or a cash refund, offers more flexibility to suit more needs.
Two Plan Options with Pricing Starting at $79.99
With Travel Credit
With the Travel Protection Plus Full Travel Credit Plan, if your vacation gets cancelled you can be reimbursed with a future travel credit to invest in your next getaway.
With Cash Refund
Waiting until another rainy day to schedule your next vacation? With Travel Protection Plus Cash Refund, you can be reimbursed with a cash refund when your trip gets cancelled.
| Package Value | Full Travel Credit | Cash Refund | ||
|---|---|---|---|---|
| Ages 13+* | Ages 12 & Under* | Ages 13+* | Ages 12 & Under* | |
| Up to $799.99 | $79.99 | $39.99 | $139.99 | $69.99 |
| $800 - $1,499.99 | $89.99 | $44.99 | $189.99 | $94.99 |
| $1,500 - $2,999.99 | $114.99 | $57.49 | $234.99 | $117.49 |
| $3,000 - $4,499.99 | $144.99 | $72.49 | $289.99 | $144.99 |
| $4,500 - $6,499.99 | $159.99 | $79.99 | $319.99 | $159.99 |
| $6,500 - $9,999.99 | $169.99 | $84.99 | $339.99 | $169.99 |
| $10,000+ | $199.99 | $99.99 | $399.99 | $199.99 |
| Holiday Departures*(12/18 - 12/30) | + $30 | + $15 | + $30 | + $15 |
*Price per person. Valid for all vacation packages and destinations (except scheduled air only vacations). Holiday Pricing (departures 12/18-12/30): Add $30 per adult ages 13+; add $15 per child 12 and under. Purchase Information: Plan payment includes: 1) a fee for Part A Non-Insurance Cancel For Any Reason Waiver; 2) Part B Insurance Benefits, and; 3) a fee for non-insurance assistance services.
You may obtain information on the Part A fees and/or plan fees by emailing Trip Mate (assistancefees@tripmate.com). View important disclosures.
1Part A: Pre-Departure Benefits & Hurricane Travel Credit
Cancel for Any Reason
You may cancel your vacation for ANY reason up to two days prior to scheduled departure and receive a full refund for your vacation, less the cost of the Travel Protection Plan-including nonrefundable airfare booked through ALG Vacations brands. (Nonrefundable hotel rates are not included.) The reimbursement will be in the form of travel credit or a refund to the original form of payment, based on the plan type purchased.
Hurricane Travel Credit
If a Category One or greater hurricane disrupts your vacation for 24 hours or more, you'll receive a refund for any unused or interrupted vacation nights plus a future vacation discount certificate. Valid for reservations departing June through November.
But that's not all! More valuable benefits such as Missed Connection, Travel Delay, Medical and more are also included in the plan—see Part B below.
Making Changes to Your Trip
No Penalties
For changes to bookings where no penalties were assessed, your TPP benefits are considered unused in the first instance and can be moved to a revised reservation without a reactivation fee.
Penalties Applied
For changes to bookings with Travel Protection Plus where penalties were assessed, the penalties are covered but a plan reactivation fee (75% of the original price) applies if you wish to have TPP coverage on the revised booking.
Rebooking a Vacation
If a canceled reservation is rebooked within 7 days, brand penalties will be waived; however, supplier penalties may apply. Additionally, the Travel Protection Plus plan benefits are considered unused and can be moved to the new reservation without a reactivation fee. When rebooking 8 days or more after the initial cancellation, normal fees apply and the TPP is considered used and nonrefundable.
The following items are not refundable under Travel Protection Plus:
- No-show situations where the traveler does not check in or is denied boarding
- Non-refundable hotel rates
- Nonrefundable travel advisor fees, if included in your package price (please consult your advisor)
- Air not purchased from applicable ALG Vacations brands
- Costs to change to an alternate airline as a result of an airline schedule change prior to departure
- Additional costs incurred as the result of the number of individuals occupying a room decreasing and a subsequent change in the per-person occupancy rate (the remaining travelers will be responsible)
- No name changes or substitutions are permitted on Travel Protection Plus plans
- The cost of your TPP plan
2Part B: Post-Departure Travel Insurance
Underwritten by Generali U.S. Branch
Missed Connection
Reimburses up to $1,000 per person toward unused land and cruise arrangements, booking alternative flights on any airline, and reasonable expenses for lodging and meals, if you miss or cannot travel on your connecting or nonstop flight due to a common carrier cancellation or delay (more than 3 hours in CA, NY and WA) for covered reasons like weather, mechanicals, and crew shortages.
Travel Delay
Reimburses up to $1,000 per person for reasonable expenses like meals, lodging, and local transportation costs if you are delayed 6 or more hours due to a common carrier delay, lost or stolen passport, and other covered events.
Baggage Delay
Reimburses up to $300 per person toward the purchase of necessary personal items if your luggage is delayed by a common carrier for 6 hours or more en route to your vacation destination.
Baggage & Personal Property Protection
The plan reimburses you up to $1,000 per person for baggage or items lost, stolen, or damaged during your vacation.
Trip Interruption
Reimburses (up to the total trip cost) unused hotel arrangements plus additional transportation costs such as a new airline ticket if you can't travel due to circumstances such as illness or injury to you, a family member, or traveling companion, jury duty, or a traffic accident on the way to the airport.
Emergency Assistance & Transportation
Under certain circumstances detailed in the plan, your coverage can pay up to $75,000 for the transportation expenses incurred to evacuate you to the nearest qualified hospital and/or to return you home.
Travel Accident
Accidental Death & Dismemberment – Travel Accident coverage up to $10,000 in the event of loss of life, limb, or sight resulting from an injury occurring during your trip.
Medical & Dental
Medical costs up to $50,000 per person will be reimbursed should you incur hospital charges or other medical bills as a result of an illness or injury during your vacation.
During Travel Protection
In addition to the Travel Protection Plus Plans we offer During Travel Protection. Details on this policy can be found below.
Notes
All ALGV brand-imposed revision fees are waived and are available for unlimited use so long as Travel Protection Plus remains on the reservation. Canceling or changing the vacation at any time before departure without costly revision fees does not include nonrefundable properties. Supplier-imposed fees such as airline/hotel revision penalties will be covered for the first revision instance. If used to cover supplier-imposed fees, Travel Protection Plus will need to be reapplied to the reservation at 75% of the original price in order to maintain the program benefits or the traveler is subject to any subsequent revision or cancellation fees. A lap child under the age of 2 who shares a seat with an adult is covered under the adult's policy.
WARNING: Anyone who knowingly presents a false or fraudulent travel insurance claim for payment of a loss or benefit, or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
You are strongly advised to purchase travel insurance to cover certain risks inherent in travel such as supplier bankruptcy, group cancellation and the inability to travel due to a medical or personal emergency.
Coverage and rates may vary by state. Some policies include coverage for trip interruption or cancellation. The full coverage terms and details, including limitations and exclusions, will be contained in the insurance policy that you choose to purchase.
Please note that the Travel Protection Plus Plan MUST be purchased within 5 days of your initial room deposit.
In addition to the Travel Protection Plus Plans we offer During Travel Protection. Details on this policy can be found below.
NOTE: Anyone who knowingly presents a false or fraudulent travel insurance claim for payment of a loss or benefit, or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.